Critical Illness insurance is something that I am particularly passionate about. I have learned firsthand the benefit the cover can bring and it is more than money.
For those of you who don't already know in 2011 my wife was taken ill with what later diagnosed as Multiple Sclerosis, it was just 14 months after our twin boys had been delivered stillborn which had a negative financial effect on us as a couple as my wife had taken a significant period off work and I had taken a backward step with my work just looking after my existing clients for a while and not taking on any new business. Just knowing that we had insurance in the background made a big difference to us, in the short term. I was able to attend all her appointments with her and generally be away from work without worry.